Loan Programs | Mortgage by Q — West Capital Lending
Loan Programs

A mortgage solution
for every situation

As an independent broker with access to 200+ lenders, I can help when others say no — low credit, self-employed, fast closings, and investment properties included.

See What You Qualify For
When banks say no

Turned down elsewhere?
I often find a way.

Lower credit scores

We have lenders and programs designed for credit that's still rebuilding.

Self-employed

Bank-statement and alternative-income options that don't rely on W-2s.

Need to close fast

We shop the most efficient lenders and can move quickly.

Investment property

Great rates and DSCR options qualified on the property's income.

Home Purchase
Refinance Options
Cash-Out Refi
Non-QM / W-2 Alternative
DSCR Investment Rental
Bridge Loans
Foreign National
Free Consultation

Home Purchase

Buying your first home or your next? We match you with the right purchase loan and the best available rate.

Purchase
Typical Term
15 or 30 Years
Down Payment
From 3% Down
Speed to Close
14-21 Days
Approval Roadmap 0/5 Complete
Program Features

Not sure which program fits?

That's exactly what I'm here for. One quick conversation and I'll point you to the right option — no pressure, no obligation.